A) Personal accident insurance - this provides protection for someone who is injured in an accident whilst participating in a club activity. This policy could provide either a lump sum benefit or weekly amount (dependent on the cover selected).
Personal Accident insurance protects players, committee members, managers, trainers and assistant referees/officials in the event of an accident arising from football activities.
Ahead of the 2017/18 season, the FA ruled to make personal accident insurance mandatory for all age groups and formats of football, including youth.
Cover is purchased when your club affiliate to the Association and full details are shown on the Affiliation form. Personal Accident Insurance is provided by Sportsguard.
B) Legal liability insurance - this provides protection against any claims made by third parties against you e.g. claims for slips and trips or damage to third party property as a result of your negligence.
The FA appointed insurance broker Bluefin Sport provide insurance for the grassroots game through the National Game Insurance Scheme (NGIS).
NGIS appointed Insurance Provider Bluefin Sport offer exclusive, robust and competitive insurance products, specifically tailored to provide more affordable solutions to grassroots football. For queries about Public Liability Insuance please contact Bluefin Sport.